Trump Admin Says It Uncovered $10 Billion Obamacare Fraud Scheme

At the start of Biden’s presidency, approximately 10 million people were enrolled through the Affordable Care Act exchanges. By 2024, enrollment had surged to roughly 22 million.

Federal investigators now believe millions of those enrollments were improper, fraudulent, or created without the knowledge of the individuals involved.

“By our estimate, improper, phantom, and fraudulent enrollment peaked at 5.6 million people in 2025,” the report states.

“We estimate 2.6 million improper and phantom enrollments remain, including over 1 million enrollments without a Social Security number.”

According to the report, several different forms of abuse contributed to the alleged fraud.

Officials say some applicants intentionally understated their income to qualify for larger taxpayer-funded subsidies.