September 10th is the scheduled start date for Mayor Mamdani’s universal childcare program for 2-year-olds. It is now twelve days away. Hundreds of daycare providers across New York City have not received the funding they need to buy classroom furniture, pay newly hired teachers, or stock basic supplies like pencils and paper. Some have warned parents that their centers will not open on time. The city’s promised bridge loans aren’t arriving either.

One Bronx daycare owner, Nurita Love, put it with devastating simplicity: “Yes, they have a 2-K program, but they didn’t set up the infrastructure to make it work.”

Love’s monthly expenses exceed $320,000. With no city funds arriving, she took out a personal loan and a reverse mortgage on her house to cover her employees, utilities, and insurance. She is subsidizing Mamdani’s signature government program with her own home equity because the government that promised to pay for everything didn’t set up a functional payment system.

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